The firms operating in the industries now have to take production decisions depending on global demand and market conditions and depending on the economic scenario in world.

Documents Required:

1. Covering letter containing brief background of the company, directors and requirements.
2. Give line of business in details.
3. Application form (provided by the bank, duly filled up).
4. MOA & AOA (latest/updated and duly certified).
5. Audited balance sheet of last 3 years.
6. List of directors and share holding pattern.
7. CMA date with 2 years actual, 1 year estimation and 2 year projection.
8. Sales tax, Vat returns, assessment orders and ITAO returns papers of both company and directors (last 3 years0).
9. Valuation of security and deed.
10. Debtors and Creditors list.
11. Copy of order in Hand.
12. Details of suppliers.
13. Monthly sales Breakup.
14. Current sales achieved.
15. Resolution to borrow.
16. Latest sanction letter.
17. SME registration certificate.
18. Pollution certificate.
19. Miscellaneous certificate (ISO, External rating, Ministry certificate etc.).
Details of group companies / sister companies –
a) Audited balance sheet of last 2 years.
b) Sanction letter of present banker.
c) Details of unsecured loan if any.
20. Bank statement of last six months.